Quit to Freelance? The Tax Nightmare No One Tells You About

Freelance Taxes

Core shift: Taxes stop being automatic, You must withhold for yourself or the first big invoice can turn into a shock bill. Big cost: Self-employment tax means you cover the full payroll-tax side, Not just income tax like a W-2 paycheck. Timing trap: Quarterly estimated payments may apply, Put deadlines on a calendar so you … Read more

COBRA is Too Expensive: 3 Cheaper Health Insurance Alternatives After You Quit

Cobra Alternatives

Why COBRA feels brutal: You’re now paying the full premium plus possible admin fees, so the sticker shock is the real price. Three cheaper paths to compare first: Marketplace plans, Spouse or partner employer coverage, Medicaid or CHIP if your income drops. Deadlines that decide everything: Track the COBRA election window, Marketplace Special Enrollment window, … Read more