COBRA is Too Expensive: 3 Cheaper Health Insurance Alternatives After You Quit

Cobra Alternatives

Why COBRA feels brutal: You’re now paying the full premium plus possible admin fees, so the sticker shock is the real price. Three cheaper paths to compare first: Marketplace plans, Spouse or partner employer coverage, Medicaid or CHIP if your income drops. Deadlines that decide everything: Track the COBRA election window, Marketplace Special Enrollment window, … Read more

Don’t Get Sick: The Ultimate Guide to Health Insurance Gaps & COBRA

Health Insurance Cobra

Core risk: A short job gap can expose you to massive medical bills if coverage ends immediately. Why COBRA feels brutal: You pay the full premium plus a small admin fee once the employer subsidy disappears. 60 day decision window: You can delay enrollment, and if needed activate COBRA retroactively within the election period. Timing … Read more